Sarah Neely

Stay Away From Student Loans

Sarah Neely
Stay Away From Student Loans

Its March guys and this year is rolling by fast!  Tax season has approached and of course I don’t get taxes, no it’s not because I make too much (because I’m making shit at this moment).  It's because I owe for my student loans.  I was young and dumb, taking out big loans while going to local colleges trying to finance my wants instead of thinking 'girl you got to pay that shit back'.  I was very irresponsible and reckless with the money, back then I was like I can't to go here and buy this or do that with the money.  Not to mention it has ruined my credit as well.  I advise any ladies (young or old) that is in school, "DO NOT TAKE OUT STUDENT LOANS” if you do not have to, because you will have to pay all of that money back plus interest.  It's not worth taking out loans especially if you are going to a local community college.  Try applying to grants and scholarships before opting for that option.  Trust me it will affect you in the long run.  I don’t want you all being like me, about to be 32 years old and still in debt with the Department of Education despite being out of school for over ten years (yes that is a long time).  There are also other methods to get your tuition paid: work at a university and they usually give you a discount on tuition, join the military they offer student loan repayment and also a stipend each month for your GI Bill.  Those are different ways you can earn money without taking out those ridiculous loans.  Just take it from me it’s not worth it.  Now I am all about saving and rebuilding my credit so I can make a better lifestyle for my daughter and myself.  This year my financial goals are to rebuild my credit and consolidate my student loans so I can get out of debt.  What are your financial goals this year?

Photographed by Divian Conner

Photographed by Divian Conner

Photographed by Divian Conner

Photographed by Divian Conner

Photographed by Divian Conner

SKIRT:  (Old, Missguided)

TOP:  (Thrift Store)

BLAZER:  (Old, Forever 21)

BOOTS:  (Tony Bianco) HERE